If you want to avoid credit card interest rates and fees completely, you can get a debit card today.
Debit cards work like credit cards, only without interest fees because you’re using your own money instead of borrowing from a creditor.
Debit cards are FREE or very cheap to use, and setting them up is easy. All you have to do is:
Interested in free debit cards? There are ways to make sure you don’t get charged ANY unnecessary fees. For example, many banks will let you avoid maintenance fees if you keep a certain amount of money in your account.